Multi-purpose cooperatives
One membership. Every service.
A multi-purpose cooperative shouldn't run four systems. On Panta, the same member card and app pays a fare, buys at the co-op store, settles a utility bill, and pays dues, from one balance, onto one record. Each service switches on per cooperative, so your members see exactly what you offer and nothing else.
“One record with four doors, instead of four systems with none.”
One card, one balance
A member tops up once and uses it across every service your cooperative runs: transport, the store, bills, dues. One activity trail shows them everything.Services switch on per cooperative
The platform knows which modules your cooperative is entitled to and shows staff and members exactly those. Add a service later and it lights up without a new system.Books that stay separate
Fares are never mixed into store sales; bills never blur into dues. Each service reports on its own numbers, off the same signed record.One enrolment, every service
A member enrols once, with consent on file. The same identity works at the jeepney door, the store counter, and the billing office.The full member app
The card carousel, live QR, phone tap-to-pay, the store, activity, discount applications, and card lock: everything on the members page applies here, across all your services at once.
Multi-purpose questions, answered honestly
One demo, every service.
We'll show a single member card riding, shopping, and paying a bill on the running system, with each service reporting its own clean numbers.
Signing up takes about ten minutes. Find your cooperative by name, check the details we already hold from the government register, and upload three documents. A person reviews every application before anything goes live.
Built and running in its production cloud environment · pre-pilot · first deployments across the Visayas and Mindanao (target Q4 2026)