For members
Your cooperative, in your pocket.
Join once and get your Panta Card: on your phone in the Panta app, as a physical card, or as a printed QR. Load a balance and use it for everything your cooperative offers: tap to ride, shop at the co-op store, pay your bills and dues. The right amount, every time, with or without signal.
“One card that always works, always charges fairly, and never leaves you stranded.”
No cash, no change disputes
The exact amount is computed at every tap: a fare, a basket at the store, a bill. No haggling, no rounding, no arguments.The app is your card
See your real Panta Card with your live balance, pay by a self-renewing QR or by tapping your phone like a card (Android), shop your co-op store, and watch every peso in your activity. Protected by your password and a PIN.Lost your card? Lock it yourself
One switch in the app and your plastic card stops working everywhere within minutes, even on readers with no signal. Stolen? Report it in the app; only your cooperative's counter can revive it, after checking an ID. Your balance stays safe either way.No smartphone needed
A printed QR card works. The physical card works. The app is a convenience, never a requirement. You choose.Never stranded by a short balance
If your balance comes up short, you still get home. The fare is recorded and taken from your next top-up. No penalty, no embarrassment.Works with no signal
The driver's device checks your QR and charges the fare even with no internet at all. Brownouts don't stop your ride.Your discount, every ride, automatically
Senior, PWD, or student? Apply once with your ID. After approval, your 20% (your right under the law) applies on every ride, even offline.Your balance is protected
Every change to your balance is recorded in a tamper-proof ledger. Lose your QR? Your money lives in your account, not the card. The cooperative issues a fresh one and the old one stops working.You're kept informed
A receipt when you top up, one heads-up when your balance runs low, and a note if a fare will settle from your next top-up. All by SMS, as service goes live in your area.Your privacy respected
Your personal details are encrypted, stay in your country, and are never sold. And Panta never asks for PINs or passwords by text. A message that does isn't from Panta.
Your questions, answered plainly
Your cooperative's way to pay fares without cash. You're enrolled once at your cooperative, you get your own fare QR, you load a balance, and you tap to ride. No exact change, no arguments about the fare. The right amount, every time.
Riding starts with your cooperative.
Panta is being prepared for its first deployments across the Visayas and Mindanao. Your cooperative will tell you when enrolment opens in your area. If you run a cooperative and want this for your members, talk to us.
Built and running in its production cloud environment · pre-pilot · first deployments across the Visayas and Mindanao (target Q4 2026)